Optional Savings Account

Put your cash to work.

Earn up to 3.00% APY¹ with no hidden fees, no minimum balance, and FDIC insured through our partner MetaBank®. Start earning 30x the national average2.

Porte App
saving rate

Annual Percentage Yield

High Yield.2 Pay no account fees. $0 minimum to open.1

We make High-Yield Savings easy. No additional fees or minimum balance. Activate savings and start earning up to 3.00% APY. Compare that to the national average of .09% APY.2

national saving rate

Qualifying for an optional Savings Account is as easy as 1, 2, 3.

The 3.00% APY1 High-Yield Savings Account is only available to members who have received a qualifying Direct Deposit to their Porte account.

  • Set up Direct Deposit

    $1,000 or more per month with Direct Deposit

  • Open Savings Account

    Get started at the click of a button

  • Move money to savings

    Start earning up to 3.00% APY1

You work hard. Your savings should work as hard as you do.

APY, or Annual Percentage Yield, refers to how much money you earn on compound interest over the course of a year. We make transfers to your Savings Account easy, so you can watch your savings grow. Now that is making your money work for you!

saving rate

Finally, High-Interest Savings that isn’t too good to be true

  • No fees. Ever.

    Say goodbye to monthly Savings Account fees. It’s your money. You should keep it.

  • FDIC insured

    Keeping your money safe is our top priority. Your funds are FDIC insured through our partner, MetaBank®, National Association.

  • No minimum balance

    $10 or $10,000. No amount is too small to earn 3.00% APY1 on balances up to $15,000. No additional deposits required.

  • Sign up with the Porte app3

    Open a Savings Account from the dashboard after receiving a qualifying direct deposit. Let’s get started!


Saving money now helps you take control of your future. You can use it to put away money now for short-term and long-term goals. Earn up to 3.00% APY1 on the first $15,000 deposited in your Savings Account and reach your savings goals.

No, the Savings Account is included for those who have a qualifying Direct Deposit of $1,000 or more per month.

There’s no minimum amount that you have to keep in your Savings Account. Choose to save as much or as little as you want.

Porte is a deposit account established by MetaBank® and funds on deposit in your Account are FDIC insured through MetaBank. For purposes of FDIC coverage, all funds held on deposit by you at MetaBank will be aggregated up to the coverage limit, currently $250,000.00. We take the security of your money seriously, so rest easy knowing your funds are safe with Porte. 

Once you receive a qualifying Direct Deposit of $1,000 or more in a month, you become eligible for Porte’s Savings Account. Once eligible, the option to set it up will show up in your Porte app.

Open a Porte account today to start earning up to 3.00% APY1.

Apply for an account from the Porte app3. No credit check required.4

credit card